This was an e-mail i just got today :

Dear Sir/Madam,


We were informed that your credit card is used by another person or stolen. It could happen if you have been shopping on-line, and someone got your "Billing information" including your credit card number. To avoid and prevent any further fraud and billing mistakes and to refund your credit card, it is strongly recommended to proceed filling in the secure form on our site and applying for our Zero Liability program. Program is free and it will help us to confirm the fact of fraud and investigate this accident as soon as possible.

Sincerely yours, Visa Support Assistant, Alwin Desagun.

Apparently, i'm told by The New Paper, that sometimes this is true, and i should call up my credit card company to confirm whether my card really is missing. Well.. i guess i should, if i had a credit card in the first place.